Real Estate in Wisconsin

How do I get pre-approved for a mortgage?

What is earnest money, and how much is typical in Wisconsin?

What are property taxes like in Wisconsin?

Do I need a buyer’s agent?

What inspections are common in Wisconsin?

While it’s not required, a buyer’s agent represents your best interests in negotiations, showings, and paperwork. In most cases, their commission is paid by the seller, so it’s a great benefit at no direct cost to you.

You’ll need to provide income, credit, and financial documentation to a lender who will determine what loan amount you qualify for. Pre-approval helps you know your budget and shows sellers you’re serious.

Earnest money is a good faith deposit that shows you're committed to the purchase. In Wisconsin, it's usually 1-2% of the purchase price, but it can vary based on the situation.

Property taxes vary by county, school district, and municipality. Wisconsin tends to have higher property taxes compared to other states. I can help you estimate them for any home you’re considering.

Buyers typically get a general home inspection, and may also include well, septic, radon, and pest inspections depending on the property.

Buying

Selling

What’s the best time to sell my home in Wisconsin?

Spring and early summer tend to be the hottest markets, but serious buyers are looking year-round—especially in areas like Marinette, Oconto, Shawano & Brown Countiies

How is my home’s listing price determined?

We look at recent comparable sales (a CMA), your home’s condition, location, and the current market to price it competitively.

Do I need to make repairs or updates before selling?

Not always! Some minor improvements can help with resale value, but I can advise you on what’s truly worth doing.

What is a Seller’s Condition Report?

In Wisconsin, sellers are required to complete a form disclosing known defects or issues with the property. It helps protect both parties in the transaction.

General & Legal

What is the difference between “Disclosure to Customers” and “Buyer Agency”?

Great question! (And one I explain often 😊). Disclosure to Customers means I’m working in the seller’s interest, even if I’m helping you write an offer. With a Buyer Agency Agreement, I represent you and can give full advice and negotiation support. Let me know if you’d like a deeper breakdown!

What are typical closing costs in Wisconsin?

Buyers usually pay for the appraisal, loan origination fees, title insurance, and part of the closing costs. Sellers often cover the commission and may pay part of the buyer’s costs depending on the deal.

What is a real estate commission?

A commission is the fee paid to a real estate agent for helping complete a sale. It’s usually a percentage of the final sale price of the home. There is no regulated amount, and all commissions are negotiable.

Who pays the real estate commission?

In most cases, the seller pays the commission for both the listing agent and the buyer’s agent. That means as a buyer, you typically don’t pay anything out-of-pocket for my services. This is however all based on how offers are written and accepted.

How long does it take to close on a home in Wisconsin?

Typically 30–45 days from accepted offer to closing. Cash deals can move faster!

Frequently Asked Questions